In search of an Individual Health Insurance Policy Plan to keep you safe and sound? Here we are with the Bajaj Individual Health Insurance Policy Plan.
Bajaj Individual Health Insurances
In our country India, most of the establishments offers the an individual health insurance policy plans to the people with the ample amount of additional allowances to the all the bonuses, gratuity, meal coupons, and few other included amenities are like a pension policy plan, childcare plan, and this list have many more added benefits. Usually, the individual health insurance policy plan is designed differently by the different organisations depending upon the needs and requirements of an individual. An individual health insurance policy makes sure and take care of all the expenditure which is related to various different health care assistance that an individual associated with the policy plan. Under an Individual Health Insurance Policy Plan, the approximate sum which is promised under the plan is the same which is mentioned and stated at time of the purchase and it is shared and/or at the time of severe need. One of such beneficial Group of Individual Health Insurance Policy Plan is the Bajaj Individual Health Insurance. It has many highlighting features and benefits which can aid an individual to provide financial protection to itself along with it’s family and dear ones in case of health emergencies.
Features and Benefits of Bajaj Individual Health Insurance Policy Plan
The major features and benefits of the Bajaj Individual Health Insurance Policy Plan are all listed below:-
1. The Bajaj Individual Health Insurance Policy Plan tends to provides the best healthcare amenities to all the individuals who have choosen the plan.
2. This policy believes in hassle free procedures especially in the case of medical emergencies, so they offers cashless claim settlement in all the registered network hospitals.
3. With the affordable and economical premium amounts, the Bajaj Individual Health Insurance Policy Plan offers the comprehensive healthcare services as well.
4. The customer care support is active and live for 24×7.
5. The Bajaj Individual Insurance Company has its own staff settled for the Health Administration Team which aims at providing and serving extremely quick disbursement of claims.
6. This policy plan are flexible enough and be switched to the family floater plan to the individual cover.
7. The policy provides income tax benefits U/S 800 of the IT Act as well.
Inclusions of the Bajaj Individual Health Insurance Policy Plan
The inclusion of the policy plans which are offered by the Bajaj Individual Health Insurance Policy Plan are as mentioned below:-
1. All the expenses that might arise because of the travelling in the ambulance are covered in this policy.
2. The cost of expenses which is up there in case of maternity hospitalization and birth of a newborn baby are all included in the plan.
3. Diseases that is there with an individual either since birth or before applying for the policy plan.
4. All the expenses of all the daycare processes and procedures are included in the policy plan.
5. Not only this, but all the expenses related to the pre and post hospitalization are also taken care of under this policy plan.
6. All the cost of operation theatre are also covered.
7. Cost of pacemakers, process of dialysis, expenditure that might arise because of organ transplant procedure, radiotherapy, and the most expensive process of cancer treatment the chemotherapy are also covered.
Exclusions of the Bajaj Individual Health Insurance Policy Plan
The exclusions of the Bajaj Individual Health Insurance Policy Plans are mentioned below:-
1. Any act that shows the signs of self-injury or self-harm is not included in the policy plan.
2. Injuries that happens because of some presence of the policy owner in the criminal activities are not eligible for the benefits.
3. Treatments for HIV and AIDS are also not covered.
4. Injuries that happens because of being a victim of any criminal activity are not covered.
5. Suicidal attempts and injuries incurred because of the act of suicide are also not covered.
6. Unless and until the cosmetic and plastic surgeries are advised by the doctor to cure any medical condition, these two above mentioned surgeries are not included in the plans and policies by the Bajaj Health Insurance Company.
FAQs of the Bajaj Individual Health Insurance Policy Plans
1. What are the TAX benefits offered under Bajaj Individual Health Insurance Policy Plan?
The premium amounts that an individual pays for a group health insurance policy plan provided by the Bajaj Individual Health Insurance Company are eligible for the feature like tax deductions U/S 80C of the Income Tax Act, 1961. However, this tax benefit provided under the group health insurance policy plans stands as the matter of core concern for some other conditions too. So, it is highly recommended to check with the tax advisor to ensure the fulfillment of several other conditions before going to make any claim.
2. Can an Individual Opt for a Bajaj Individual Health Insurance?
Absolutely yes, an individual person is entitled to choose for an individual health insurance policy plan. In order to avail all the exciting benefits of a group health insurance policy plan, you have to be an employee or a part of a group.