Niva Bupa Individual Health Insurance is a common enterprise between “True North” private equity establishment in India, and Bupa the global expert in healthcare services and health insurance plans. The Niva Bupa Individual Health Insurance Policy Plans is one of the most trusted and popular health insurance plan and company in India.
Niva Bupa Individual Health Insurance Company Limited has a network of more than 1000 agents and a wide range of network hospitals offering cashless treatment. The insurer mentions settling down 9 out of 10 cashless claims in just 30 twinkles. The company has brought together their varied and vast knowledge and chops in the field of healthcare and insurance.
The Niva Bupa Individual Health Insurance plans have been designed to feed to the different requirements of its wide range of guests from invigorated to the senior. The health insurance plans come with a number of add-on benefits and the co-payment clause is also not applicable in utmost of the plans. Niva bupa claim agreement rate (formerly known as Max bupa claim agreement rate) of 96 also reflects appreciatively.
During the COVID-19 epidemic the company has supported more than 6000 guests with its Chabot CIA. For its flawless medical insurance services, the insurance provider has been complimented with a range of awards videlicet The Super Brand 2019 award, Stylish Tech for Health Category 2019, and The 2019, Economic Times Best Brands Award.
Niva Bupa Individual Health Insurance Highlights
1. Starting Premium- 393/ month
2. Network hospitals- 9175
3. Claim agreement rate- 96
4. Sum ensured- Up to ₹ 3 Crore
5. PED Coverage- Covered after 2 times
6. No. of Plans- 17
Why to Buy Niva Bupa Individual Health Insurance Policy Plans?
The current life of individualities has made them more prone to different conditions that bear medical attention and the corresponding health care costs are adding at a rapid-fire pace. Niva Bupa Health Insurance Company, keeping in view the yearly earnings of an individual, which has no relative growth, offers an array of health insurance plans under three major orders-Individual, Family/ Extended Family, and Fixed Benefit. thus, it’s wise for one to ensure oneself against colorful medical extremities that may do so that the fiscal aspects of the loss are taken care of by the insurance company. Listed below are some of the Niva Bupa Health Insurance benefits and features that make it a good steal
1. Niva Bupa Individual Health Insurance company offers comprehensive medical content benefits.
2. Also, the health plans are fluently renewable online in a accessible manner.
3. Niva Bupa Individual Health Insurance plans give cashless hospitalization in more than 500 network hospitals dis India.
4. Niva Bupa Individual Health Insurance company provides health plans with sum assured options upto Rs. 1 Crore.
5. Co-payment is only applicable in some Niva Bupa medical insurance plans grounded on the age of the aspirants and the insured members.
6. Some exclusive health insurance benefits include transnational cashless treatment for major critical ails
Niva Bupa Individual Health Insurance policy also offers motherliness content.
7. The health plans and designed to offer content to individualities, families, including new born and senior parents under the single plan.
8. Maturity of the Niva Bupa plans offer lifelong renewability benefit and don’t have a co-pay clause.
9. Niva Bupa Individual Health Insurance also offers direct claim agreement without the involvement of TPA.
10. Niva Bupa Individual Health Insurance decoration paid is eligible for duty deduction under section 80D.
Let us know about the Niva Bupa Individual Health Insurance Policy Plan in detail
Niva Bupa Health Companion Individual
This Niva Bupa Health Insurance plan is relatively cost effective and offers a range of benefits, including direct claim agreement, pre and post hospitalization charges, and cover up to Rs. 1Crore.
Features & Benefits
1. Health Companion Individual plan is an each- inclusive plan by Niva Bupa Health Insurance Company that offers content for hospitalization charges including indispensable treatments
The plan also covers all the kinds of sanitarium charges including room rent charges without any circumscribing on the charges.
2. This Niva Bupa Individual Health Insurance plan farther covers medical charges incurred during 30 days before hospitalisation and 60 days after you get discharged.
3. Under Niva Bupa Health Companion Individual plan, the insured members can mileage cashless hospitalization installation at the nearest network sanitarium.
4. And those who buy a 2 times Niva Bupa medical insurance policy, can mileage a 12.5 reduction on 2nd-time decoration.
Eligibility Criteria
1. Anyone above the age of 91 days can buy Niva Bupa Health Companion Individual Plan. There’s no limitation as to the maximum age to enrol in this Niva Bupa Individual Health Insurance policy.
How to Apply for Niva Bupa Individual Health Insurance Plans Online?
Health insurance plans offered by the Niva Bupa Individual Health Insurance company can be applied to through multiple channels like
1. Individualities looking forward to serving an insurance plan may directly call the Niva Bupa medical insurance company’s deals helpline and consult an expert.
2. Give their particular information like name, mobile number and dispatch id on the website of Niva Bupa and request for a call back.
3. Online health insurance plans can directly be bought by clicking on the Buy Now button handed against colorful Niva Bupa plans.
4. Alternately, the client can visit a near branch of Niva Bupa and buy a suitable plan.
Niva Bupa Individual Health Insurance Network Hospitals
Niva Bupa Individual Health Insurance Company has partnered with a wide network of quality hospitals across the country to make cashless hospitalization easier for the policyholders. This network comprises more than 3500 reputed and famed hospitals, conventions, nursing homes, and healthcare centers.
You can also use Niva Bupa Individual Health Insurance Company’s accessible and simple ‘Sanitarium Locator’ tool to find a network sanitarium that’s closest to you or perhaps, located just a many measures down from your position.
You just need to elect your state and megacity of treatment with the cashless installation, click the ‘Search’ button and the tool would incontinently colonize a list of the Niva Bupa expelled hospitals.
Niva Bupa Individual Health Insurance Renewal Online
It’s relatively simple and easy to renew your Niva Bupa Individual Health Insurance policy online. By following these simple way you can renew your Niva Bupa Individual Health Insurance plans for tone and your loved bones . Also, with online renewal both time and sweat are saved.
Below are some of the way that can be followed to renew Niva Bupa Individual Health Insurance policy online-
1. Go to the Policy Bazaar health insurance renewal runner and elect the Niva Bupa Individual Health Insurance policy renewal option.
2. Give your Niva Bupa Individual Health Insurance plan details.
3. Once you enter your health insurance plan details, you’ll get the cost of the policy decoration.
4. Pay online through your credit or disbenefit cards and you can indeed do NEFT.
5. You can also download the renewed Niva Bupa Individual Health Insurance policy and keep a print out with you.
6. Still, the insurer offers a grace period of 30 days post the due date of the decoration payment. In case the Niva Bupa Individual Health Insurance Plan is renewed within a period of 30 days, (i.e. the grace period), also the policy shall be considered as nonstop.
7. Still, the ensured shall not be covered during the grace period.
8. Thus, it’s important to renew your Niva Bupa mediclaim policy to mileage the nonstop content benefits.
Conclusion
There is absolutely zero chances of ifs and buts in purchasing the Niva Bupa Individual Health Insurance Policy Plans. The company offers the best plans with zero tension and hassle. So, it’s never a no and always a yes situation with the Niva Bupa Individual Health Insurance Policy Plan.
Niva Bupa Individual Health Insurance- FAQs
Q1. What’s the term of the Individual Health Insurance plan by Niva Bupa Health Insurance?
Ans. Niva Bupa Individual Health Insurance policy term is available for 1 to 2 times, depending on your need. One need to renew their Niva Bupa Individual Health Insurance policy annually.
Q2. What types of medical charges are compensated by Niva Bupa Individual Health Insurance?
Ans. All reasonable charges incurred by the policyholder during hospitalization are compensated by Niva Bupa Individual Health Insurance.
Q3. Is it necessary to suffer a medical check-up before buying Niva Bupa Individual Health Insurance?
Ans. A medical check-up isn’t mandatory in all cases, as it depends on your age. For illustration, if you’re in your 60s, also you’re needed to appear for a medical check-up at one of the company’s empanelled hospitals.
Q4. Can I mileage cashless installation across all the hospitals?
Ans. No. the cashless installation can only be profited at the hospitals that are expelled with Niva Bupa Health Insurance Company. You can either plan your hospitalization or mileage exigency medical treatment; in both the cases, your insurance policy will cover the hospitalization charges. Your TPA will take care of all the required sanitarium formalities as well as of the aggregate charges incurred throughout the treatment.
Q5. What’s the procedure to mileage medical benefits under insurance policy?
Ans. Niva Bupa Individual Health Insurance policy offers easy and quick claim procedure that facilitates policyholders to mileage cashless installation at any of the Bupa network hospitals or payment option after discharge from the sanitarium.
Q6. How do I mileage cashless benefits under Niva Bupa Individual Health Insurance plans?
Ans. You can mileage cashless benefit under Niva Bupa Individual Health Insurance by visiting network hospitals by showing the health card (issued by your insurance provider) to the croaker who’s in charge of your treatment. The sanitarium will also communicate the TPA of the insurance company and fill up the form and partake the estimation of charges with the TPA. The Bupa Company will offer this installation to the policyholder only if the medical condition is listed in the policy document under the content section.
Q9. What’s apre-existing complaint or condition under Niva Bupa Individual health Insurance?
Ans. Any disease, injury, or a related health issue covered by insurance provider, which is diagnosed or detected at least 48 hours prior to the purchasing of the individual health insurance policy for the first time is considered as a pre-existing disease or a condition