Axis Bank Reserve Credit Card is the most premium provided by the bank. It is a super premium credit card and provides an adequate reward rate of 1.5% on domestic spending and 3% on international transactions done with the card. It is a Reward Points based card- you earn Axis Bank Edge Reward Points on all spending you do with Axis Bank Reserve Credit Card.
Being a super premium credit card, apart from the Reward Points benefit, the card comes packed with a plethora of value-added privileges such as complimentary domestic and international airport lounge access, membership of hotel loyalty programs such as ITC Culinaire, Accor plus & Club Marriott, membership of dining programs such as Eazydiner Prime and many other add-on benefits. Keeping reading to know more about Axis Bank Reserve Credit Cards.
Axis Bank Reserve Credit Card Details
- 50,000 bonus Edge Reward Points as a renewal benefit/welcome on card renewal/activation.
- 15 Edge Reward Points on every Rs. 200 spent with the card.
- 2X Reward Points on all international transactions.
- Only a 1.5% markup fee of the transaction amount is applicable on all foreign currency transactions.
- Unlimited domestic airport lounge access and international airport lounge access with complimentary Priority Pass membership for both primary and add-on cardholders, along with 12 complimentary visits per year for accompanying guests.
- Complimentary Club ITC Culinaire membership with numerous advantages at ITC hotels.
- Free Accor Plus membership with numerous advantages at Accor hotels across India.
- Complimentary Handcrafted Club Marriott Asia Pacific membership with exclusive advantages at participating Marriott hotels in India and Asia Pacific (weekends only).
- Exclusive offers at Oberoi resorts and hotels.
- Free membership to the Eazydiner Prime Dining Program with savings of up to 25% at participating restaurants nationwide.
- Buy one get one offer on movie and non-movie tickets on BookMyShow (max benefit restricted at INR. 500 for movie tickets and INR 1,000 for non-movie tickets).
- Curated experiences such as sailing, unique tours, chef for a day, and other handpicked experiences at Extraordinaryweekends.com.
- 50 complimentary rounds of golf per year at premium golf courses across India with an Axis Bank Reserve Credit Card.
Fees & Charges
- Joining Fee – INR 50,000 (plus applicable taxes)
- Rewards Redemption Fee – Nil
- Renewal Fee – INR 50,000 (plus applicable taxes)
- Fuel Surcharge – 1% fuel surcharge waived off at all filling stations across country for transactions between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 400 per month)
- Foreign Currency Markup – 1.5% of the transaction amount
- Cash Advance Fee – Nil
- Expenditure Based Waiver – Renewal fee waived off on a minimum expense of Rs. 25 lacs in the previous 12 months
- Interest Rates – 3% per month (or 42.58% per annum)
- Add-on Card Fee – Nil
Axis Bank Reserve Credit Card Features and Benefits
As it is the most premium offering by Axis Bank, apart from the Reward Points benefits, the card is loaded with a plethora of other add-on privileges such as complimentary golf games, unlimited complimentary lounge access at domestic as well as international airports, comprehensive insurance cover, complimentary membership of hotel loyalty programs, and restaurant dining programs, and many more.
Welcome/Renewal Benefits
You get 50,000 Edge Reward Points with Axis Bank Reserve Credit Card as a welcome benefit when your card is activated.
Bonus 50,000 Edge Rewards Points are credited to your credit card account each year of card membership renewal, subject to an annual fee being charged.
Travel Benefits
- Complimentary Airport Concierge Service: You will have 8 complimentary VIP assistance services at the airport including help with airport procedures such as immigration, security examinations, and porter services. You will also have 8 complimentary luxury airport pick-ups/drop-offs every year. These services are to be availed through www.extraordinaryweekends.com and are available only at 46 sites across India.
- Airport Lounge Access: You are qualified for unlimited complimentary domestic airport lounge access and unlimited airport lounge access at certain international airports worldwide with a complimentary Priority Pass membership.
- Club ITC Culinaire Membership: You are qualified for a complimentary Club ITC Culinaire Membership with benefits such as a complimentary third-night stay (2+1 nights stay), 25% Green Points on food and beverages spends, 50% discount on published room tariff on weekends suites, a bouquet of 10 certificates, and many other advantages.
- Accorplus Membership: You also get complimentary membership to the Accorplus Hotel Loyalty Program. Under the Accorplus program, you get free room upgrades at Accor hotels, up to 50% off on dining, a complimentary lunch buffet for two at Accor hotels across India and 1 free night stay at all Accor hotels across the Asia Pacific region.
- Handcrafted Club Marriott Asia Pacific Membership: You also get up to 20% off food and beverages and up to 20% discount on the best available weekend rates at participating Marriott hotels in India and Asia Pacific.
- Exclusive offers at Oberoi Hotels & Resorts: 15% discount on rooms with the room rate and breakfast rate only or 3rd-night stay free at Oberoi Hotels & Resorts. You are entitled to a 50% discount on suites at the best available rates.
- Benefits at Postcard Hotels: You will have various complimentary benefits at Postcard Hotels including a 15% discount on the best available room rates, an anytime check-in and checkout facility, and free lifestyle consultation (applicable only at Postcard Hotels in Goa).
Luxury Airport Transfers
With the Reserve Credit Card, you also get luxury airport transfers, meaning your journey from the airport to your final destination will now be arranged by your card issuer to make your travel experiences more luxurious and hassle-free.
Movies and Dining Benefits
BOGO (Buy One Get One) Offer on BookMyShow: Buy One Get One offer on booking movie tickets and non-movie tickets via BookMyShow (maximum benefit of INR 500 on movie ticket bookings and INR 1,000 on non-movie ticket bookings).
Eazydiner Prime Membership: You are qualified for complimentary membership of the Eazydiner Prime dining program under which you will have up to 25% off at premium restaurants across the nation.
Dining Delights Program: Under Axis Bank’s Dining Delights program, you will get up to a 20% discount at more than 4,000 partner restaurants.
Handpicked Experiences: You are qualified to curated experiences at the unique tours, sailing, golf, chef for a day, etc at extraordinaryweekends.com.
Golf Benefit
Axis Bank Reserve Credit Card qualifies you for 50 complimentary rounds of golf per annum at some of the most premium golf destinations in the nation.
Health and Medical Benefits
Wellji offers: First complimentary information session and a 25% discount on health and wellness coaching programs from Wellji.
Second Medical Opinion: You will have a complimentary referral-based service for a second medical opinion from world-class experts at reputable international hospitals.
Discounts on Health Packages and Pathology Tests: Axis Bank Reserve Credit Card qualifies you for complimentary discounts on health packages and pathology examinations at Dr. Pathlabs and Metropolis.
Global Medical Assistance: With Axis Bank’s concierge service you get global medical support worldwide.
Insurance Benefits
You will have a comprehensive insurance scheme with Axis Bank Reserve Credit Card. The benefits covered in the plan are summarized in the table below:
| Insurance Type | Amount Covered |
| Air Accident Cover (applicable in the circumstances of casualty only) | INR 4.5 crores |
| Buy protection | INR 2 lacs |
| Delay/loss in personal documents/baggage | USD 500 |
| Credit shield | INR 5 lacs |
| Lost card/counterfeit | Up to the card’s credit limit |
Fuel Surcharge Waiver
1% fuel surcharge is waived on fuel buys between INR 400 and INR 4,000. The maximum waiver amount is restricted to INR 400 per statement cycle.
Axis Bank Reserve Credit Card Rewards
- You will get 15 Edge Rewards points per INR 200 spent with the card.
- All international spending with the card earns 2X Edge Rewards points.
Bottom line
Axis Bank Reserve Credit Card is certainly one of the best super-premium cards available in the market today with exceptional features and benefits. Unlimited lounge access is the most amazing feature of this card that can make your travel experience more delightful. Apart from the high annual fee, this card guarantees class privileges and unrestricted usage.