Future Generali Travel Insurance 

Travelling to many places is a lifetime dream for many of us. It is a short time break from our busy schedule. It opens our minds, refreshes us and makes us chase the boredom. But due to some situations like lack of financial assistance, lack of awareness of features, accommodation charges and much more. To solve all your problems and fulfil your dreams future general insurance provides travel insurance. Future Generali is one of India’s fastest-growing insurance companies. They are located all over India. They have solved claims of more than 12 lakh people. And provide services that are hassle-free and have minimal documentation. Future Generali provides services for travel, medical, car and bike. Future Generali provides very comprehensive travel insurance which offers student travel insurance, overseas travel insurance, worldwide travel insurance, individual insurance and family floater insurance. They provide travel insurance for every country across the globe. They are easy to access, customer-friendly and moreover available 24×7. In this article, we can see about how future general travel insurance provide services 

List of best Future Generali Travel Insurance

Students travel insurance 

Studying abroad is a long time aspiration for many of the young generation. It enhances your learning capabilities, widens your knowledge and provides excellent career opportunities for us. Future Generali travel insurance is an excellent choice for students they offer medical assistance during any medical emergency. Provides compensation for your hospital charges, hospital cash daily allowance is provided, medical examination before travel is made easier, during accidental death compensation is provided to your family, even dental treatment charge is also dealt with future Generali travel insurance, in case of death mortal remains are transfer to the home town, in case you have misplaced your passport the cost of buying a new one is provided by future general, your lost luggage is compensated, and check-in during travel is also reduced, flight delay is reduced, hotel accommodation is provided and hijack rescue is also provided. 

Overseas travel insurance 

Overseas travel insurance is provided for both individuals and families. They provide medical assistance compensation for your hospital charges, hospital cash daily allowance is provided, medical examination before travel is made easier, during accidental death compensation is provided to your family, even dental treatment charge is also dealt with future general travel insurance, in case of death mortal remains are transfer to the home town, in case you have misplaced your passport the cost of buying a new one is provided by future general, your lost luggage is compensated, and check-in during travel is also reduced, flight delay is reduced, hotel accommodation is provided and hijack rescue is also provided. 

Features of future general travel insurance

Future Generali travel insurance has several characteristic features they have a wide range of features. Future Generali travel insurance has a wide coverage they offer travel insurance to all the parts of the country. They are easily customizable they are available for all age groups. And the policy can be altered easily according to our comfort. Wonderful policies are exclusively designed for European and Asian countries which provide a fantastic travel experience for the travellers. Travel insurance is offered for all countries except Japan. Wonderful policies are available for both individuals and families. If you have not lodged any claim for a certain period of years you can avail of your cashless claim from any of the network hospitals of future general during medical emergencies. A medical check-up is a very time-consuming process before travelling, according to future general travel insurance medical check-up is not required for people below the age of 70. But after the age of 70, it is required. Future Generali offers 24×7 services you can contact the employers any time. Claims are solved very efficiently. The customers will be extremely satisfied with the service. 

Exclusions of future general travel insurance

Though future general travel insurance has a wide range of features and benefits they have a few exceptions. Medical examinations and treatments for already existing diseases like sugar, hypertension and much more cannot be compensated through this policy. If any accident or medical emergency is caused due to self-injury, mental disorder, depression, venereal disease, HIV AIDS and suicide attempts is not covered under this policy. Any treatment related to childbirth, pregnancy, abortion and miscarriage are not provided by future general travel insurance but they are not excluded under student insurance.  If your passport is confiscated by customs or police then lost due to compensation is not provided by future general travel insurance. If war occurs in the region where you stay during the trip future generali does not provide compensation for damages caused due to war. If any injury is caused because of the influence of alcohol or any other drug, the accidental charge compensation cannot be dealt with future general travel insurance. Travel to Haj, Mansarovar and travelling by ship is not covered under this policy. 

Coverage of future general travel insurance 

Schengen and worldwide travel insurance 

This cover is divided into two phases’ future easy schegen and future easy worldwide. The schegen plan is used for travellers who are willing to travel to European countries for business or leisure. Worldwide travel insurance provides safety due to unforeseen situations and financial loss. They provide child escort, home burglary insurance and golf hole in.  Adults from 18 to 70 years are eligible. Children above 6 months are eligible. 

Overseas travel insurance 

Overseas travel insurance protects the insurers from lots of problems which occur due to financial loss and many other issues. They provide insurance policies for all countries except Japan and Korea. This offers lump sum amount to the individual as well as family. Children above 6 months are eligible. Adults from 18 years to 70 years are eligible. 

Student insurance 

 Student insurance is exclusively designed for students who study abroad this is extremely useful for them. They provide help during any critical situation. They provide sponsorship, bail bond and compensation of tuition fee 

Shubh Yatra 

Shubh yatra is for domestic travel insurance. They provide assistance due to flight delay, loss of baggage and ticket. This for business and for family purpose too. 

Advantages of future Generali Travel Insurance 

Future generali travel insurance has several characteristic feature they have a wide range of feature. Future generali travel insurance has a wide coverage they offer travel insurance to all the parts of the country. They are easily customizable they are available for all age group. And the policy can be altered easily according to our comfort. Wonderful policies are exclusively designed for European and Asian countries which provide a fantastic travel experience for the travellers. Travel insurance is offered for all countries except Japan. Wonderful policies are available for both individual and family. If you have not lodged any claim for a certain period of years you can avail your cashless claim from any of network hospitals of future generali during medical emergencies. Medical check up is a very time consuming process before travelling, according to future generali travel insurance medical check up is not required for people below the age of 70. But after the age of 70 it is required. Future generali offers 24×7 services you can contact the employers any time. Claims are solved very efficiently. The customers will be extremely satisfied with the service. 

Claims process for future generali travel insurance

Solving your claim is a very easy process in future generali. It is very less time consuming. Your claims are solved very early. Initially you need to fill the duly signed claims form from the website. You can mail your query and claim at fgcare@futuregenerali.in. You can even visit the nearby office to solve your claims in person. Or you can call them at 1800220233, 186050033333, and 02267837800. There are certain documents which are required are 

Medical Expenses 

For claims process due to medical expenses you need to submit, Future generali travel sureksha card, policy form, copy of passport, admission form, discharge form, original form, copy of ticket and boarding pass, doctor’s report and x-ray report. 

Accidental Death 

In case of accidental death you need to submit, claims form, policy copy, death certificate, post mortem report, report of doctor and copy of FIR. 

Loss of checked-in baggage 

If you have checked in and have lost your belongings you need to submit, claims form, copy of your passport, copy of correspondence with airlines, list of products in baggage, policy copy and proper irregularity report from the airline. 

Delay of checked-in baggage 

 If you have checked in and your luggage has been delayed you need to submit, claims form, copy of your passport, copy of correspondence with airlines, list of products in baggage, invoice copy, policy copy and proper irregularity report from the airline. 

Loss of passport 

If you have lost your passport you need to have copy of new passport, claims form, copy of FIR, invoice copy and policy copy. 

Medical evaluation 

For medical evaluation you should submit claims form, policy copy, doctor’s copy, invoice receipt and medical reports. 

Compassionate visit 

original bills, doctor report, policy copy, copy of passport and claims form 

Coverage of Bharat AXA travel insurance

Medical expenses 

Bharat AXA travel insurance provides compensation for emergency medical treatment, in patient charges, doctor fee, ICU cost and medical evaluation. 

Covid 19 treatment 

This policy provides coverage for expenses related to the treatment of covid 19 

Dental care expenses 

If your tooth has been affected due to various reasons the treatment cost is also dealt with this insurance policy. 

Personal accident 

This policy provides you with the compensation of medical charge related to accidental death and disability. 

Daily allowance in hospitalisation 

Bharat AXA provides us with daily allowance during hospitalisation for a certain period of time. 

Loss of important documents 

While travelling you have lost important documents this is compensated by this policy 

Third-party compensation 

If any damage is caused to the third party this charge is dealt with this policy 

Trip cancellation 

It covers the non-refundable payments during trip cancellation and any medical issue  

Home Fire 

When you are not at your home and if a fire accident occurs the compensation is dealt with this policy 

Compassionate visit 

This policy compensates the visit of family members who are close who have been hospitalised for more than 7 days 

Flight delay 

If the ongoing flight is delayed this charge is dealt with this policy 

Loss of charges 

The insurer is compensated with loss of charges in case paid in advance. 

Bail amount 

If the person has to be released from jail the insurer pays the bail amount 

FAQ’s

Q1. Why must I have travel insurance? 

Ans – Travelling to many places is definitely a wonderful and great experience. It refreshes your mind. But the cost of visiting foreign countries is very high. And various problems occur during travel like medical and financial emergencies which can only be dealt with an insurance policy. 

Q2. What are the parameters for choosing travel insurance? 

Ans – You definitely need to choose the best travel policy. It should be effective, should solve problems very fast, must have global coverage, good medical coverage and should be useful for students. The insurance policy has to be chosen wisely by every individual while considering the following. They must take a day or two to carefully decide on the policy. And choose which policy is effective for them. The policy should definitely give value them. 

Q3. How can I choose travel insurance? 

Ans – You need to choose the policy which suits your situation and family. You need to choose travel insurance based on economic situation, medical status, family situation and country your visiting. And consider the parameters which are suggested above 

Q. How much time does it take to solve my claim? 

Ans – Your claim is resolved very efficiently. Your claim settlement staffs are responsive. Your claim is resolved within two weeks it does not take more than two weeks 

Q5. What is the claim settlement ratio of future generali? 

Ans – It is the percentage of claim which occurs during the financial year. For future generali it is 95.28% 

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