Liberty Health Prime Connect Plan for Pregnancy

Inpatient treatment, daycare therapy, pre-hospitalization, and post-hospitalization are just a few of the many perks that the Liberty Health Connect policy offers in terms of coverage.

The most complete health plan available is Health Prime Connect!

Supposedly, the serenity of belief cannot be purchased. The next best thing you can do is to purchase a comprehensive health insurance plan that will give you and your loved ones the greatest medical attention available.

Nothing but the best will do when it comes to your health, including the top doctors, hospitals, and treatments.

Health Prime Connect from Liberty General Insurance is a comprehensive health insurance program created exclusively for people and families that won’t accept any concessions on the medical front. The benefits offered by the policy are extensive. It provides you and your family with enough protection (ranging from Rs. 10 lakh to Rs. 1 crore) against severe illnesses, infectious diseases, and diseases related to your lifestyle.

Rising medical expenses as well as a variety of illnesses and conditions are covered by Liberty medical insurance. It offers complete coverage for your pre-and post-hospitalization charges, second-consultation costs, and a 15-day free trial period.

• A cashless system.

• The return of the insured amount.

• 91% of claims were settled

• Lifelong renewal is guaranteed.

• Tax advantages

Millions of people nationwide are served by Liberty health insurance from “Liberty General Insurance Limited” thanks to its 5,000+ strong cashless hospital network and round-the-clock claim help services.

Detailed health insurance plan

Hospitalization, daycare, and OPD are just a few of the therapies that are covered by a comprehensive health insurance plan. Additionally, it covers pre- and post-hospitalization costs like diagnostic testing and doctor visits.

Comprehensive policy: – A need!

The design of a comprehensive health insurance program like Health Prime Connect is based on two important considerations.

More infectious diseases and lifestyle-related disorders are now more likely to affect people than ever before. Healthcare is already expensive, and expenses are rising quickly each year. India has one of the highest medical inflation rates in the world.

The easiest method to protect you in such a situation is to spend money on a quality, all-inclusive health insurance plan that will let you receive the necessary medical care without concern for prices.

The solution provided by Health Prime Connect is ideal. You won’t have to pay out of pocket with insurance coverage ranging from Rs 10 lakh to Rs 1 crore and perks like no co-pay, no sub-limits, cumulative bonuses, and 100% restoration of the Sum Insured. 

Health Prime Connect Insurance’s Principal Advantages

The following are some of the primary Health Prime Connects insurance features included in the Liberty Health Prime Connect Policy:

  • Childcare and maternity costs

Benefits of maternal care, prenatal and postnatal care, and a healthy mother and child

  • Costs associated with specialized therapies

To ensure that everything is taken care of, AYUSH treatment

  • Health advantages

Created for people who lead active lives. Earn incentives and use a variety of our amenities.

Characteristics and advantages of Health Prime Connect

Given the vast array of services and advantages that Health Prime Connect provides, the phrase comprehensive medical insurance is ideal. The following are a few of the highlights:

  • High Sum Insured:

For those who require a no-compromise policy, the Sum Insured ranges from Rs. 10 lakh to Rs. 1 crore, providing you with the necessary protection.

  • Comprehensive coverage

We can take care of everything, from hospitalization to home care.

Expenses for hospitalization are covered if the stay is greater than 24 hours.

  • Daycare:

Pays for medical and surgical costs for short-term stays in a hospital or daycare facility. Hospitalization costs for 60 to 90 days before and 90 to 180 days after (depending on the plan)

  • Treatment at home:

If a patient cannot obtain a bed in a hospital and must be treated at home, costs up to 10% of the Sum Insured will be covered.

Various Allowances:

• The minor costs can add up. We’ve given them some leeway.

• Hospital daily cash: up to ten days at a rate of between Rs. 1000 and Rs.

• Local emergency ambulance fees range from Rs. 2500 to Rs. 8000.

• Nursing Allowance: 2000 to 4000 rupees per day.

Special Expenses:

Cost not covered by standard insurance.

A second viewpoint Get a second opinion from one of our highly qualified experts for free to increase your trust in the medical diagnosis and course of treatment.

Organ donation costs:

Costs associated with the examination and care of organ donors (up to the Sum Insured)

Childcare and maternity costs

Maternal care, antenatal and postnatal care, infant care, immunizations for children up to age 3, newborn screening during maternity hospitalization, and umbilical cord stem cell banking for the first year are all essential for a healthy mother and child. 

Costs associated with specialized treatments:

Ensure that all bases are covered, have AYUSH treatment, laser eye surgery, an animal bite vaccination, obesity treatment if your BMI is over 40, and infertility care.

Health advantages:

• Created with active lives in mind

• Services for Preventive Care

• Health 360°: Earn-and-Burn incentive scheme that promotes a healthy way of life

 Restoring advantages:

• Never skip out on receiving the greatest care.

• Restore 100% of your unused Sum Insured for any unconnected occurrence that occurs in the same year.

Help in an emergency

• For when you’re in need the most

• Seek assistance if you are more than 150 kilometers from

When you need it most, emergency support is there for you. If you are more than 150 kilometers from home, call for help.

 Benefits of Renewing:

• Loyalty pays off

• Stay Fit Perks:

Earn a gift of Rs 10,000 for two consecutive renewals with no claims. Any non-medical expense may be reimbursed using the incentive.

• Cashless checkup:

Each renewal includes a cashless medical examination.

• Cumulative Bonus:

10% of the Basic Sum Insured is added for each year without a claim.

• When renewing, change or enhance your insurance.

The following extra benefits are available (with Optimum and Optimum Plus):

• Extra cash is quite helpful.

• Bonus multiplier for cumulative rewards has the option to increase your basic Sum Insured by 25% (up to 150% after each year without a claim).

• OSPD protection For OPD expenses, you can choose between special Sum Insured limitations of Rs. 10,000, Rs. 15, Rs. 20,000, and Rs. 30,000.

Liberty Health Insurance: Purchase & Renewal

One can apply for or renew health insurance coverage by checking and comparing rates online using

Coverage for critical illness and personal accidents:

Choose between sums insured of Rs 200000, Rs 500000 or Rs 1000000 for critical illness coverage (Depending on the plan)

Adventure sports: Persona Accident Cover up to 100% or 150% of Critical Illness Sum Insured Get worldwide coverage for up to 10% of your accident sum insured: 50% or more of the Basic Sum Insured


You may purchase the policy if you are at least 18 years old and younger

Liberty Health Prime Connect Plan advantages

Consider some of the Liberty Health Prime Connect plan’s main merits:

1. Restitution of the Insured Amount

The amount is restored once during a policy year, up to 100%, as part of the restoration of the sum insured benefit if the policyholder uses up the entire sum insured.

2. A facility for yearly health examinations

As part of this Liberty Health Insurance coverage, the insured person is qualified for a complimentary annual physical examination.

3. Compound Bonus

With the cumulative bonus benefit, the total covered under the Liberty Health Prime Connect policy may increase by 10% for a maximum of 100% on each year without a claim. The insurance also includes a cumulative bonus enhancer benefit, which can raise the insured amount by 25% up to a maximum of 150% for each year without a claim.

4. Global Coverage

By selecting the international cover option under this insurance, the insured can receive compensation for unexpected

5. Prolonged Policy Term

When an insured person travels outside of India for more than 15 days and up to 180 days, Liberty General Insurance increases the length of the policy by the number of days spent traveling outside of India.

6. No sublimit or co-payments

There are no co-payments or sub-limits that the insured must pay

7. Cash-Free Hospitalization

Liberty at more than 5800 network hospitals throughout India, General Insurance provides cashless hospitalization services to the insured.

8. Health Maintenance

For preventive healthcare and the improvement of pre-existing conditions, the insurance company will offer additional benefits to the insured, such as a first medical opinion, live health talks, electronic medical record management, and biweekly newsletters.

9. Health Benefits

As part of the Stay Fit benefit, Liberty General Insurance will give the insured a lump sum payment after every two years in a row with no claims. When the claim is settled, this money can be used to cover non-medical costs.

10. 360° Health

To help the insured maintain a healthy lifestyle, this policy offers a variety of health and wellness advantages, such as a disease management program and a committed health professional.

11. Tax advantages

Under Section 80D of the Income Tax Act, policyholders can receive tax benefits on the premium they paid for the Liberty Health Prime Connect plan.

Features & Advantages: Takeaway

Covers costs associated with inpatient hospitalization, including accommodation and board, ICU bed charges, physician fees, nursing costs, surgical fees, operating room charges, anesthesiologist fees, anesthesia, blood, oxygen, physical therapy, prescribed medications, and medications used on the premises.

• Pre-hospitalization costs when those costs were incurred for the same ailment that necessitated the covered person’s subsequent hospitalization.

• Post-hospitalization expenses: Anytime after the covered person was released from the hospital, provided that the expenses were incurred for the same reason that the insured’s prior hospitalization was necessary and that a legitimate claim is allowed.

• Daycare procedures: Medical costs associated with a daycare procedure listed in the policy’s list of such procedures (the treatment/surgery is undergone by the covered person while they are an inpatient for less than 24 hours in a hospital or standalone daycare facility).

• Exclusions from the waiting period range from 30 to 36 months.

• If the policy is renewed without a gap or within the grace period, the amount covered will automatically grow by 10% for each year without a claim, up to a maximum of 100% of the amount insured.

• Free health examination upon two years of ongoing policy renewal (irrespective of the claims made).

• Additional advantages that help avoid or improve existing conditions.

Liberty Health Prime Connect Plan Types

There are three main variations of the Liberty Health Prime Connect plan:

• Essential – Available for an insured amount ranging from Rs. 10 lakh to Rs. 50 lakh, this plan provides the most fundamental medical coverage.

• Optimum – With a sum insured choice ranging from Rs. 10 lakh to Rs. 50 lakh, this plan provides the insured with a larger scope of coverage.

• Optimum Plus – This plan is only available for an insured amount between Rs. 75 lakh and Rs. 1 crore but provides thorough coverage to the insured.

Liberty Health Prime Connect Plan included

Coverage included with a Liberty Health Prime Connect plan includes:

• Hospitalization costs for patients on-site

• The Daycare Process

• Costs of pre-hospitalization

• Hospital Readmission Expenses

• Hospitalization and treatment at home Daily Cash Permit

• Emergency Costs for local ambulance services

• Charges for organ donors

• Nurse Second Opinion Allowance

• Laser eye surgery and AYUSH treatment for animal bites

• Treatment for obesity and infertility covered

• Services for Emergency Assistance with Maternity and Child Care

Alternative Covers:

Outpatient Treatment (OPD) Coverage Critical Illness & Personal Accident Coverage Global Coverage Cumulative Bonus Enhancer

Liberty Health Prime Connect Plan Exclusions

The following medical insurance is not included in the Liberty Health Prime Connect plan:

  • The AYUSH Method

  • Surgery or dental care

  • Congenital anomaly external

  • Plastic surgery, cosmetic surgery

  • Damage caused by oneself

  • Untested therapies

  • Treatment for drug or alcohol abuse

  • Care for artificial life


Is it possible to buy a Liberty Health Connect Policy online?

Yes, you can purchase Liberty Health Connect coverage online by going to the Liberty What kind of coverage advantages am I eligible for under the Liberty Health Connect Policy?

What kind of coverage advantages am I eligible for under the Liberty Health Connect Policy?

Inpatient treatment, daycare treatment, pre-hospitalization, post-hospitalization, domiciliary treatment, emergency local road ambulance charges, organ donor expenditures, second opinion, and other services are all covered by the Liberty Health Connect policy’s wide coverage provisions.

What is the entrance age requirement for purchasing a Liberty Health Connect policy?

For children, the admission age is 91 days, while for adults, it is 18 years. The entry age cap is 65 years old.

Is the Liberty Health Connect policy premium paid exempt from income tax?

Yes, according to section 80D of the Income Tax Act, the premium paid for the Liberty Health Connect coverage is exempt from income tax.

Does the policyholder require annual medical examinations?

No, if the insured renews the policy without interruption and there are no changes to the terms and conditions of the policy, there is no need to get a medical exam every year.

What is the Liberty Health Connect policy’s duration?

One or two years are the policy terms. This implies that you can purchase a Liberty Health Connect policy for either one or two years.

Does the portability option exist for the Liberty Health Connect policy?

The Liberty Health Connect policy can be taken with you. You have the option to move a plan to a different insurer at the time of renewal.

Does the renewal of the Liberty Health Connect policy have an age limit?

No age restriction applies to renew the policy.