Raheja QBE Individual Health Insurance Policy Company Limited can be seen as a venture between the Prism Cement Limited of Rajan Raheja cluster and QBE Holdings Pty Limited of Australia. Prism Cement Limited holds a stake of 74% within the company whereas QBE holdings owns the remaining stake of 26% within the general insurance venture. Praveen Gupta is that the Chief Operating o
Officer and Administrator of the Raheja QBE General Insurance Policy Company Limited whereas Rakesh Sharma is the Chief Money Handler.
The Prism Cement Limited is one among the leading India’s prime integrated building materials company with a good and wide range of product like tiles, cement, ready-mixed concrete, etc. QBE Insurance Cluster Limited is Australia’s largest International Monetary Institution and it’s basic feature is the presence in more than 45 countries expertly in handling the financial services purchasers over a protracted amount.
The QBE Insurance has an A+ rating by Standard and Poor’s Insurance Monetary Strength rating that makes Raheja QBE General Insurance Policy Company Limited, a secure choice to invest in. The organization aims to expand the business through their existing sweeping networks and acquisitions of insurance businesses, portfolios, and groups of underwriters that meet their demanding criteria for a minimum come on equity and EPS accretion within the initial year of acquisition.
Why must you select Raheja QBE Individual Health Insurance Policy Plan?
While we tend to remark insurance, one and all has totally different necessities, however Raheja QBE Individual Health Insurance collaborates its customers outwardly and internally therefore, well that it provides pliable insurance product which will cater to the utmost necessities of its customers. Mentioned below area unit a number of the key reasons for selecting Raheja QBE Individual Health Insurance as your insurance provider:
1. A Good Cashless Network: Once it involves cashless network, Raheja QBE Individual Health Insurance Policy Plan has one among the biggest networks of associated garages and hospitals wherever its policyholders will get cashless services. Raheja QBE Individual Health Insurance Policy Plan has 5000+ hospitals and quite 1300 garages in its network.
2. Transparency: Raheja QBE Individual Health Insurance Policy Plan has no hidden agenda and tries to reply and resolve all the problems raised by its customers quickly and with full transparency.
3.The Processes area unit Hassle-Free: From purchase to say settlement, each method is straightforward and fast with Raheja QBE Individual Health Insurance Policy Plan. Even human action with the corporate is straightforward.
4. Customer-Oriented Approach: All the necessities of the purchasers area unit unbroken at the forefront with Raheja QBE Individual Health Insurance Policy Plan. The corporate ensures the satisfaction of its customers for pretty much all the transactions.
Raheja QBE Individual Health Insurance Policy Plans
Healthcare value has reached a brand new height, creating insurance policy a vicinity and parcel of our life. Medical emergencies will knock our door anytime and switch our world the other way up exploit United States of America shattered each physically and financially. insurance policy may be a savior at now, covering monetary losses throughout medical emergencies to an excellent extent.
1. Cancer Insurance:
The Cancer policy from Raheja QBE Individual Health Insurance Policy Plan provides extensive financial backing to the insured on the detection of cancer so he/she may be adequately treated in time. This policy relieves one from the disabling prices of cancer treatment and permits one to steer a traditional life with lesser worries.
The Cancer policy is accessible to all or any people, ranging from one day recent baby to a seventy years recent individual. within the case of cancer designation when correct diagnostic investigation or treatment by a certified health professional or doc, the insured is paid five hundredth of the total insured or Rs. 2.5 lakh, whichever quantity, as a payment amount on acceptance of a claim underneath the policy. The insured is additionally paid affordable and necessary medical expenses incurred for diagnostic investigation or medical treatment of cancer, over seventy fifth of the number paid as a payment. compensation of medical expenses is predicated on the submission of original bills solely. compensation of claims is created quarterly for actual expenses incurred till the whole total insured is exhausted. total insured choices out there underneath the policy begin from Rs. one large integer and go up to a most of Rs. 10 lakh, in multiples of Rs. 1 lakh.
Health Claim Process of the Raheja QBE Individual Health Insurance Policy Plans
Follow the below steps to file insurance claims:
Step 1: Hospitalization: Get hospitalized by submitting the health card and a sound id proof that has your exposure.
Step 2: Pre-Authorization Form: The hospital and TPA coordinates for the verification of the documents and claim approval.
Step 3: Claim Approval and Authorization: associate approval from Raheja QBE is provided to the hospital.
For Availing the Cashless Facility:
you’ll avail of the good thing about cashless hospitalization in any of the network hospitals of Raheja QBE Individual Health Insurance Policy Plan.
1. Confirm the pre-authorization type is punctually crammed and signed by the customer and by his/her attending doctor.
2. The customer is requested to produce his/her mobile variety on the pre-authorization type.
3. If the hospitalization is planned, then the pre-authorization type should be sent a minimum of fifteen days before the date of admission.
4. If the hospitalization is associate emergency, then the pre-authorization type has got to be submitted at intervals twenty four hours of hospitalization.
For Availing the Compensation Facility
1. Within the form offer the complete communication address with the pin code.
2. Keep a duplicate of the claim documents that you simply have submitted to Raheja QBE Individual Health Insurance Policy Plan.
3. Keep a duplicate of the claim documents that you simply have submitted to Raheja QBE Individual Health Insurance Policy Plan.
4. Punctually fill and sign the form.
5. There ought to be an indication of the insured yet because the attending doctor on this way.
6. All the claim connected documents ought to be submitted within the original type at intervals thirty days from the discharge date.
7. All the co-payments, inadmissible expenses, and deductibles ought to be borne by the insured.
Q1: What is the age to exit a cancer of the Raheja QBE Individual Health Insurance Policy Plan?
Ans: If you’ve got paid the premium of your contract unendingly with none break, then there’s no exit age for the contract for cancer.
Q2: Why ought to I purchase a the Raheja Individual Health Insurance Policy Plan?
Ans: In today’s fast life style wherever there’s an eternal rise in sickness thanks to viruses associated microorganism it’s extremely troublesome to grasp once an unwellness will strike you or your family. additionally to the current, with the rising value of medical treatment, it’s become necessary to own a insurance policy for mitigating the abrupt money crisis. With the price of medical treatment, a insurance policy yet offers many different advantages. So, while not a insurance set up, you’ll realize it troublesome to pay the medical expenses once you need them the foremost. during this means, a insurance policy provides you money protection against immense expenses of medical treatments.