Hyundai Verna Car Insurance

How to Buy Insurance for Hyundai Verna

You can easily buy the insurance for your Hyundai Verna sitting at home by following three quick steps:-

1. Visit the official website of the Hyundai Verna Car Insurance.

2. Browse the plan given their and choose the plan which suits your need.

    Now, fill in the details, like your name, car model, registration number and your contact details.

3. Now, click on “Get Your Quote” and head towards paying your insurance premium. And this is all you have to do. It’s done!

Hyundai Verna Summary

Hyundai Verna have everything that you ever dream and think that a cool and sporty sedan might have in it. It is bagged up with the most advanced features like wireless charger, ventilated seats, a sunroof and many more exciting stuff. This stylish 5 seater Hyundai Verna Car have the ability to give off a powerful ride.  It is present in the market in both petrol and diesel variants with quick and simple manual along with automatic transmission. Verna is available in the market in 11 variants and 6 vibrant colour to choose from. This is not the end, it is also possess a range of safety elements that have anti-lock braking system, anti-theft alarm, central locking, tyre pressure monitor, airbags for driver and passenger, child safety locks, vehicle stability control system, crash sensor, and more.

Hyundai Verna Car Insurance

According to the Indian Motor Tariff, it is extremely mandatory for each and every car owner in India to have at least a third party car insurance policy in their. A third party car insurance is the most basic level of the car insurance cover which is designed to protect you from all the expenses that you might have in terms of any third party because of sudden accident with your car. Taking your car out on the roads without this basic policy is an offensive stuff which is punishable and can make you pay Rs. 2,000 and/or an in the worst and extreme cases imprisonment of up to 3 months is also implied.

 Types of Car Insurance Covers

1. Third Party Hyundai Verna Car Insurance

This gives your car coverage in case of an accident or collision, where injury or death has occurred to any other person or property and because of you and your car. It provides coverage for all the damages caused to the third person not only to the car but also it covers all the hospitalization charges and more.

2. Comprehensive Car Insurance Policy

A Comprehensive Car Insurance policy will make sure that your car and you will be financially protected at the time of any loss or damage which may happen to it in the period of your ownership such as:

Natural Calamities: Explosion, fire, hailstorm, flood, lightning, earthquake, typhoon, hurricane, storm, cyclone, frost, landslide etc.

    Man-made Calamities: Burglary, terrorist activity, theft, riot, strike, and accident by external means as well as any damage caused to your vehicle when you are on road, rail, lift, elevator or air.

3. StandAlone Own Car Insurance OR Own Damage Insurance

    Own Damage Insurance or StandAlone Own Car Insurance works just as the name says. It covers and saves the policy holders at the time of emergency conditions caused by incidents like natural calamity, theft, etc. This plan is only applicable if you already own or are willing to own the Third Party Insurance.

    According to the Insurance Regulatory and Development Authority of India, (IRDAI), the car owners are permitted to own the Standalone Own Car Damage Insurance both for old cars and new cars as well. Although it is not permitted to according to the guidelines issued by the authority to have this plan for a longer duration. It is only permissible to avail it for small period of time.

Hyundai Verna Key Specifications

The major specifications of Hyundai Verna Car Insurance are:-

1. Price

2. Mileage

3. It supports both the fuel types, which is Petrol and Diesel

4. Power

5. The engine capacity

6. The seating arrangement

 Hyundai Verna Car Insurance Claim Process

A. Step 1:- You can either visit the nearest branch or even search for the official website online of the Hyundai Verna Car Insurance.

B. Step 2:- Write an application or send a mail to the branch about the claim need.

C. Step 3:- Fill in the form which asks you to mention some of your basic yet major details, like-

  1. Car Insurance Policy Number

  2. Name of the insured

  3. Contact details of the insured person along with the car

  4. Address of the place where the damage or loss took place.

  5. Address of the hospital where you have been hospitalized for the treatment.

  6. Name of the person hospitalized.

  7. Name and address of the police station where the complaint is logded in case of accident.  

  8. Brief description of the accident and injuries.

D. Step 4:- And it’s done, after verification your claimable amount will be released directly to the hospital authority.

Cashless Car Insurance Process 

1. Make your insurer aware about the mishap.

2. In the nearest police station file an FIR and keep the copy as well.

3. A survey check will be conducted to inspect all the damages.

4. Give all the necessary documents to the insurer.

5. Once you receive an approval from the insurer, take your car to the nearest cashless garage listed on the website for the repair.

6. After the repair, your car will be delivered at your doorstep.

7. And because of the cashless facility, you don’t have to pay any penny for your vehicles’s repair, instead, all the payments will be done by your insurance providers.

Reimbursement Car Insurance Process

1. First all you need to do this to inform the insurer about the mishap as soon as possible.

2. Visit the nearest police station and logde an FIR.

3. Then your insurer will send a surveyor to check and note down the damages and loss that car has experienced.

4. Now, provide all the necessary documents to the insurer/surveyor at the time of inspection.

5. After this visit and approval from the insurer, you can take your car to the nearest garage for the repair.

6. Once your car gets repaired, you will have to clear all the balance amount and collect the bill.

7. Now, just submit the invoices and bills that you have collected from the garage  and all your expenses at the garage will be reimbursed soon.

 Hyundai Verna Variants with Insurance Premium Price

The premium price of Hyundai Verna Car Insurance depends on the variant.

Few of the variant with their premium amount is mentioned below:-

1. Hyundai Verna E:- Starting Price is 9Lakhs

2. Hyundai Verna S:- Starting Price is 9 lakhs.

    And so on. The price keeps on increasing and even decreasing at times depending on the variant choosen.

Hyundai Verna Car Insurance User Reviews

It is very important to know every single bit of the plan and everything before investing your money into something. So, here comes the review section of the Hyundai Verna Car Insurance Plans.

1. Easy and quick assistance over any emergency related to car.

2. They provide a wide of plans to compare and go for.

3. They also provide exciting add on features.

4. The premium payment rate is comparatively less.

5. Their online service is perfect as well.

6. The plans are pocket friendly.

7. While buying and opting any of the plan, there is no hassle at all. It is all easy and breezy.

8. One of the best and most starred feature is that they provide their customers with no claim bonus and certificate as well.

9. Hyundai Verna provides you with easy EMI payment process.

10. It also covers the driver along with the car.

Add-ons For the Hyundai Verna Car Insurance

1. Zero Depreciation Cover

      Zero depreciation cover, it is also known as bumper to bumper plan or nil depreciation cover. The depreciation value of the damaged parts of the car is not charged, if you are having this, zero depreciation coverage.

2. Roadside Assistance 

      Emergency Assistance or roadside assistance can be a lifesaver in a variety of odd and sad situations. When you take your car out on a long drive, there are a lot of unseen factors that might play against you. However, with an emergency assistance cover, you can keep roaming around for miles and miles without having to worry about anything. Under this benefit, you get fuel and assistance at times of breakdown.

3. No Claim Bonus Protection

     No Claim Bonus is a reward that is provided by the insurance company to policyholders for raising no claim in a policy year. This bonus gets accumulated and increased with every claim-free year and ranges between 20% to 50%. The NCB in the end of the policy term is the discount that your plan has earned.

4. Return to Invoice Cover

      RTI or Return to Invoice is a cover or an add on feature that is a part of comprehensive car insurance plans. The add-on benefit allows you to receive compensation equal to the car’s invoice value i.e., the original value of the car when you bought it in case your is damaged to a extent that it can not be repaired properly or it is stolen.

5. Engine and Gearbox Protector 

      In short, engine protection cover provides your car coverage for any damages to the car’s engine or/and its parts arising out of incidents of water ingression, leakage of lubricant oil, hydrostatic damage,  damages to the engine parts, such as the gearbox, cylinder, connecting rods, pistons, and more.

6. Consumable Cover

      There are several parts or substances which are used in the repairs of any car such as nuts, bolts, pipes, engine oil, grease, AC gas, coolant and ball-bearings, and so on when your hits an accident on the running road. In that case, this add on feature is like shinning light in the darkest night.

Hyundai Verna Car Insurance FAQs

1. For Hyundai Verna automobiles, which insurer has the best claim settlement ratio?

Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance comes under the car insurers that give the best claim settlement ratios for the Hyundai cars.

2. Where can I get insurance for my Hyundai Verna vehicle?

You can simply buy the Hyundai Verna Car Insurance Policy via their official website in just 5 quick minutes. 

3. What insurance add-ons are available for Hyundai Verna vehicles?

The major add-ons of the Hyundai Verna Car Insurance Policy are:-

1. Zero Depreciation Cover

2. Roadside Assistance

3. No Claim Bonus Protection

4. Return to Invoice Cover

5. Engine and Gearbox Protector

6. Consumable Cover

4. What documents am I required to renew my Hyundai Verna auto insurance?

To renew your Hyundai Verna Car Insurance Policy, you need the following documents:-

1. Previous year’s policy number

2. Expiry date of last policy

3. Registration number of the vehicle

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