Max Bupa Health Insurance for Senior Citizens

Max Bupa is an insurance company which is based in Mumbai they have been serving people for many years through their health care policies. Health care plays a significant role in our lives. But due to busy schedule we tend to ignore them, it affects us in long term. We might not also be able to manage the finances of hospitalisation. Medical insurance would definetly help us during this period. Max Bupa Health Insurance for Senior Citizens is exclusively designed to manage the health care expenses of senior citizens. Let us know more about this.

Key Benefits of Senior Citizen Health Insurance

This Senior Citizen Health Insurance has many benefits. The benefits are listed below

  • They provide individual health insurance and family health insurance plan coverage

  • They have large network of hospitals which provide cashless treatment

  • For each claim free year you are provided with no claim bonus

  • You can avail tax benefits according to the income tax act

  • No pre-medical examination

  • On common health conditions there are no sub limits

  • Free health check up every year

  • Provide Rs. 5lakhs to 25lakhs

  • You can receive cumulative bonus up to 200%

  • On renewal premium you will have 5% standing instruction discount

  • For a policy period of 2 years you can receive 5% and 15% discount

Eligibility Criteria

Minimum entry age- 61 years

Maximum entry age- 75 years

Coverage of family members- spouse, self

Renewability- Lifelong

Inclusion

  • In patient treatment

  • Pre hospitalisation charge

  • Post hospitalisation charge

  • Day care

  • Ambulance charge

  • Organ donor charge

  • Modern treatment

  • AYUSH treatment

  • Treatment at home

Optional cover

  • Safeguard

  • Aggregate deductible

  • Co- Payment modification

Exclusions

  • Sleep disorders

  • Alcohol or drug abuse

  • Life maintenance through artificial methods

  • Dental treatment

  • OPD treatment

  • Unproven treatment

  • External congenital anomaly

FAQs

Q1. Does this insurance provide any waiting periods?

Ans – Yes they provide the waiting period in three ways. Waiting period is for pre-determined diseases.

a) Initial waiting period- 30 days
b) Specific illness waiting period- 1 to 2 years
c) Pre existing disease waiting period- 2 to 4 years( according to plan variant)

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