ICICI Lombard Travel Insurance 

ICICI Lombard General Insurance Company Ltd. is one of India’s most well-known private general insurance companies. The firm provides insurance for automobiles, health, travel, homes, and student trips, among other things. Policies can also be bought and renewed online. 

ICICI Lombard has 273 physical locations and 840 virtual locations around the country. ICICI Bank has a subsidiary called ICICI Lombard General Insurance Company. In this article, we will discuss ICICI Lombard’s Travel Insurance Policy and learn everything there is to know about it.  

What is Travel Insurance? 

Travel insurance is a sort of insurance that protects you from the costs and risks of traveling. It provides useful protection for people traveling both domestically and internationally. It can be used to cover the costs of travel cancellation, baggage loss, medical bills, and other misfortunes. It can be used to compensate for losses incurred during domestic or foreign travel.  

At an extra cost, travel insurance can also cover other hazards. Some of these dangers are unique to the visitor or the destination. Travel insurance is available from a variety of firms in this area. Let us take a look at one of the most well-known companies, ICICI Lombard. 

ICICI Lombard Travel Insurance Policy

ICICI’s travel insurance products are developed to fit a variety of circumstances that may happen during a trip. ICICI Lombard Travel Insurance provides comprehensive travel health coverage and services to meet the needs of any person or family. They provide coverage that covers your health while traveling without requiring a medical examination up to the age of 85.  

Currently, the organization offers travel insurance for a single trip, regular international travelers, senior citizens, and Asian tours. The company provides you with customized plans as per your need and destination. Purchasing add-ons to your insurance gives you extra benefits. 

List of best ICICI Lombard Travel Insurance

Single-Trip travel insurance

A single trip travel insurance policy covers one overseas journey alone. If you only take one vacation a year, the ICICI Lombard single trip policy offers a wide range of coverage to meet your needs. You may book your trip for up to 180 days in advance. Their plan covers both medical and non-medical crises. Loss or Delay of Checked-In Baggage, Loss of Passport, Trip Cancellation and Interruption, and other non-medical coverages are examples of non-medical coverage. This option is divided into two sections: The platinum plan and the Gold plan. 

Features of Single-Trip Insurance Policy:

  • Cover – Dental Treatment, loss of passport, loss of baggage, trip delays, emergency accommodation, accidental death, personal liability. 

  • Exclusions – Sports activities, drug/alcohol addiction, cosmetic surgeries, pre-existing medical conditions, recreational activities, venereal diseases. 

Multi-Trip travel insurance

If you travel frequently, selecting a good travel policy each time might be a time-consuming effort. The Multi-Trip package is created specifically for foreign travelers who travel frequently. The coverage is good for a year, and you can book up to 30 days for each trip during that time. ICICI Lombard’s Gold multi-trip package is ideal for regular travelers. Those who travel internationally frequently might take advantage of the plan’s attractive features.  

Some of the features of multi-trip travel insurance are as follows:

  • Cover – Dental Treatment, loss of passport, loss of baggage, trip delays, emergency accommodation, accidental death, personal liability.

  • Exclusions – Sports activities, drug/alcohol addiction, cosmetic surgeries, pre-existing medical conditions, recreational activities, venereal diseases. 

  • The policyholder can ensure a 30,45 or 60 days trip. 

Senior Citizen Travel Insurance

The senior citizen travel insurance plan is designed to protect elderly persons against travel problems and risks when traveling abroad. This travel insurance coverage is customized for senior citizens who are planning a vacation. Individuals aged 71 and up are eligible for coverage through insurance. The coverage would also cover the proposer’s senior citizen spouse if they traveled together. The coverage is provided for the duration of the trip.  

Some of the benefits of the Senior Citizen Travel Insurance Policy Plan are as follows:

  • Medical treatments are available all around the world without the need for cash. 

  • Senior citizens can have a sum insured of up to USD 50,000. 

  • For dependents in India, medical visits, automotive assistance, and lifestyle services are offered. 

  • UHI provides the policyholder with high-quality healthcare services. 

Asia Plan

This is an Asia-specific policy that covers visits to Thailand, China, the United Arab Emirates, and other Asian countries. The Asia plan is developed specifically for travelers who are just traveling inside the continent and to neighboring countries. The plan allows for a wide range of coverage options. You can also include your family members in the policy’s area of coverage. Medical coverage, hijack allowances, political risk, luggage loss, personal injury, and other types of coverage are included.  

Some of its characteristics are as follows- 

  • Cover – Dental Treatment, loss of passport, loss of baggage, trip delays, emergency accommodation, accidental death, personal liability. 
  • Exclusions – Sports activities, drug/alcohol addiction, cosmetic surgeries, pre-existing medical conditions, recreational activities, venereal diseases. 

ICICI Lombard Travel Insurance Reviews

ICICI Lombard is a renowned general insurance company in India that provides innovative insurance solutions. ICICI’s travel insurance products are built to address a variety of circumstances that may happen during a trip. The business is dedicated to offering top-notch services to its customers. You can effortlessly refund your claim without having to fill out a lot of paperwork. As a result, you can get travel insurance from ICICI Lombard. 

Important Benefits of ICICI Lombard Travel Insurance

The following are some benefits of ICICI Lombard Travel Insurance 

  • Travelers may expect exceptional customer service and round-the-clock help from the company. 

  • Customers have a variety of alternatives from which to pick to maximize the policy’s advantages. 

  • The insurance gives a comprehensive range of coverage, both built-in and optional. This ensures that your journeys are financially protected against unforeseen events. 

  • Different types of policies have been created to meet the demands of various travelers, guaranteeing that you discover the best coverage for your trip. 

  • You can also extend your coverage if your trip is delayed due to unforeseen circumstances. 

ICICI Lombard Travel Insurance Care Numbers / Contact details 

To know more about the ICICI Lombard Travel Insurance policy, contact us via- 

  • Call – 1800 2666, 86 55 222 666, 1800 266 9725 

  • Email [email protected] 

  • Download our app from Play Store or App store 

  • Visit our website or social media handles 

Features of Future  ICICI Lombard Travel Insurance

The following are some features of ICICI Lombard Travel Insurance Policy- 

  • The ICICI Lombard Travel Insurance products provide the benefit of cashless hospitalization anywhere in the globe. 

  • The amount covered by travel insurance coverage ranges from USD 25,000 to USD 5,00,000. 

  • If you have to lengthen your trip due to unforeseen circumstances, you can do so. 

  • The organization will compensate you if your checked luggage is lost completely and permanently. 

  • You may select a policy that meets your coverage requirements and also covers all family members accompanying you on your trip. 

  • In India, Value Added Services are offered to the insured’s dependents. 

  • Premium is calculated on a pay-per-day basis, with a slab rate for the first seven days only. 

  • You have the option of choosing between a single-trip and a multi-trip coverage. 

  • There is no need for a medical exam for candidates under the age of 85. 

  • The firm provides authorized travel insurance policies that are specifically tailored to meet the criteria of Schengen visas. 

  • Their $ 25,000 travel insurance coverage protects you from baggage loss, journey delays, extension requests, and accidents. 

  • With the Gold Multi-Trip plan, you can travel up to 30, 45, or 60 days each trip per year. 

ICICI Lombard Travel Insurance Coverage

The following are the coverage under ICICI Lombard Travel Insurance policy- 

Treatment for teeth

This covers the cost of medical expenditures incurred as a result of an accident or disease to the insured’s natural tooth or teeth while on vacation. 

Personal Injury

Personal Accident insurance pays out if the policyholder is involved in an accident that results in death or permanent complete disability. 

Delay on your journey

If your travel is delayed for more than 8 hours due to terrorism, cancellation or rescheduling, or any natural disaster, you will be reimbursed for your excess charges. 

Cancellation and Interruption of Travel

This covers the costs of returning to the insured’s home country, the trip is canceled or stopped due to natural disasters, or the insured’s or insured’s close family member’s death or emergency hospitalization. 

Allowance for Distress in the Event of a Hijack 

This policy pays out if the Common Carrier on which the insured is traveling is hijacked during the trip. 

Visit with Compassion 

This covers the insured if he or she is hospitalized for more than 5 days as a result of an injury or disease contracted during the trip. 

Passport Stolen 

If the insured’s passport is lost, the Company will compensate the insured for any necessary expenditures. 

Personal Responsibility 

Personal Liability protects the insured from legal liability for third-party physical harm or property damage. 

Allowance for Financial Emergency

If the insured has a financial emergency as a result of an unintentional loss of money while on a trip covered by the Policy. 

Total Checked Baggage Loss 

ICICI If the insured’s checked luggage is lost or misplaced by the airline, Lombard will compensate the insured’s damages. 

Baggage Check-In Delay 

If the check-in luggage is delayed for more than 6 hours, the insurance will cover the insured’s expenditures. 

Political Risk & Evacuation in the Event of a Catastrophe

In the case of a political danger or disaster in the nation where the insured is traveling, the firm will cover all costs associated with his evacuation to a safe location nearby. 

Extension of Hotel Stay

If the insured’s flight is delayed due to unforeseen circumstances, the insurer will reimburse the additional lodging expenditures. 

Flight Connections Missed 

They will cover the insured’s losses if he misses his connecting flight owing to an inbound flight delay of more than 3 hours. 

Minor child’s return

If a small child is left alone in a foreign country, you must pay for an economy class ticket. 

Insurance for your home

The firm would compensate the insured for costs incurred if his residence in India burns down or is burgled. 

Discounts offered by ICICI Lombard Travel Insurance

The company usually offers discounts at the time of special occasions. The company believes in the satisfaction of the customers. Hence, they usually bring various offers and discounts for their clients. But, currently, no discount scheme is going for ICICI Lombard travel insurance. To know about upcoming discounts, visit our website or social media handles. 

Exclusions of ICICI Lombard Travel Insurance

Even though ICICI Lombard travel insurance policies cover a wide range of medical and non-medical risks, several situations are not covered. The following are some of the ICICI Lombard Travel insurance plan’s exclusions- 

  • Any illness, disease, injury, or death caused by a pre-existing condition is not covered by ICICI Lombard travel insurance products. 

  • Accidents that occur as a result of engaging in dangerous activities or adventure sports are not covered. 

  • Claims that arise before the trip begins or after the trip has ended are not covered. 

  • Claims that are false or fraudulent are not covered. 

  • Accidents caused by suicide, self-inflicted injuries, illegal activities, and so forth are not covered by the plan. 

  • Any costs incurred as a result of the loss of a ticket, money, valuables, or securities are not covered. 

  • A claim based on Ayurvedic, Naturopathic, or Homoeopathic therapies is not covered. 

  • Any claim resulting from cosmetic/plastic surgery or other procedures aimed at correcting physical faults. 

  • The insurance will not cover the costs of therapy for mental disorders, depression, or anxiety. 

  • Any particularly susceptible ailment such as sexually transmitted diseases, HIV, and AIDS, is not covered. 

  • Claims arising from any costs incurred in a health spa or resort. 

  • War-related illnesses or accidents, as well as nuclear threats and war-like events, would not be covered. 

  • It is not covered if you travel against medical advice. 

  • Traveling only to receive medical treatment will be excluded from coverage. 

How to Claim for ICICI Lombard Travel Insurance? 

In the event of a claim, the policyholder should adhere to the claim process outlined below for claim settlement – 

  • The claim should be reported as soon as possible to the insurance company’s Assistance Service Provider. After that, the provider will walk the policyholder through the rest of the claim settlement process. 

  • Fill out a claim form and submit it to the insurance company’s Assistance Service Provider, along with the claim’s information. 

  • For the claim to be handled, all appropriate papers must also be presented to the ASP. 

  • ICICI Lombard’s ASP would next analyze the claim and resolve it as soon as possible. 

Documents needed to file a claim

The following papers are necessary to submit a successful claim under your ICICI Lombard travel insurance policy: 

  • Documentation on police 

  • In the case of medical claims, medical records, doctor’s reports, hospital bills, and so on. 

  • In the event of a liability or accident claim, a police record is required. 

  • Evidence of a financial loss 

  • Any other documents that the insurance company requests 


Q1. Will I get a refund on canceling my travel insurance policy by ICICI Lombard? 

Ans – If you buy insurance online, you can cancel it and obtain a pro-rata return. This can only happen if no claims have been submitted and there are at least 30 days left before the policy expires. 

Q2. What is the maximum trip length covered under the ICICI Travel insurance policy? What is the duration of policy that can be issued on an immigrant visa? 

Ans – ICICI International travel insurance may be acquired for 180 days and then renewed for another 180 days. An immigrant visa holder will be issued an international travel insurance coverage by ICICI Lombard for a maximum of 90 days. 

Q3. Is there any grace period to renew the policy of ICICI Lombard? 

Ans – Yes, there is a 15-day grace period following the renewal due date.

Q4. Will my ICICI Lombard Travel Insurance cover my pre-medical conditions like Diabetes?

Ans – The insurance does not cover any claim resulting from or developing from a pre-existing medical condition or sickness, whether disclosed or undeclared. There will be no reimbursement for pre-existing conditions. 

Q5.vHow many days will it take me to receive the policy papers if I buy my travel insurance policy by ICICI Lombard online? 

Ans – Within 15 business days, you will get a printed copy of the policy. You may, however, purchase the coverage online in about 15 minutes and have it printed right away. Because all you need is your passport information and policy number, this serves as a legally legitimate document, even when filing claims. 

Q6. Would the expense of dental procedures be paid if I seek them? 

Yes, dental services are covered by most ICICI Lombard travel insurance policies. However, such therapies should only be used in the event of an accident. Self-selected cosmetic procedures are not covered by travel insurance coverage.