Reliance Travel Insurance

Traveling overseas has become an important aspect of our lives as the globe becomes more linked every day. There are flights to virtually every area of the globe, and the tourist business is flourishing like never before. People travel to other countries for a variety of reasons, including education, job, business, and pleasure. Even though transportation systems have advanced dramatically in terms of technology, the hazards involved with travel cannot be overlooked. A minor hiccup, such as losing your luggage, might cause you to miss your flight and cost you money. Comprehensive travel insurance coverage is required to protect you against all of the risks that traveling entails. Accidents, flight delays, and medical expenses are all covered by a good travel insurance package.

Reliance Travel Insurance will provide comprehensive coverage against a variety of dangers, allowing you to relax and enjoy your vacation while also preparing you to deal with unexpected crises.

Types of Travel Insurance offered by Reliance

  • Reliance Travel Care Asia Plan Policy

  • Reliance Travel Care Overseas Plan Policy

  • Reliance Travel Care Schengen Plan Policy

  • Reliance Travel Care Student Plan Policy

  • Reliance Travel Care Annual Multi-Trip Plan Policy

  • Reliance Travel Care Senior Citizen Plan Policy

Reliance Travel Care Asia Plan Policy

If you are planning a holiday or a business trip to any ASIAN country, the Reliance Asia Travel Policy provides you with a slew of perks to ensure a stress-free trip.

Features and Advantages

  • Pre-existing disease coverage is available in the event of life-threatening medical issues.

  • Free international SIM card is available.

  • Claim settlement is simple and speedy.

  • Offers a 30-day extension for medical evacuation and a seven-day extension for common carrier delays.

  • Except for Japan, all countries are covered.

  • Reliance Travel Care Overseas Plan Policy

  • Reliance General Insurance, a pioneer in the travel insurance sector, provides personalised plans and extensive coverage, among other advantages. Reliance Overseas travel insurance will provide you with total peace of mind and allow you to relax and enjoy your holiday.

Reliance Overseas Travel Insurance Features and Benefits

  1. Reliance Overseas travel insurance plan offers the following benefits, making it one of the top alternatives for international travel insurance.

  2. Every coverage quotation includes a free overseas SIM card for policyholders.

  3. Premiums are reasonable, and the paperwork is minimal.

  4. Individualized policies to fit the needs of different people, ranging from a single plan for the complete family to individual travel insurance plans.

  5. A medical examination is not required for consumers under the age of 70.

  6. Travel insurance options for all places, excluding Canada and the United States.

  7. Benefits include coverage for missing flights, cashless hospitalisation, and reimbursement for expenditures incurred as a result of lost passports.

Reliance Travel Care Schengen Plan Policy

Anyone visiting Schengen countries for more than 90 days, such as Austria, Belgium, Czech Republic, Denmark, Poland, Finland, Estonia, France, Greece, Iceland, Germany, Latvia, Lithuania, Italy, Malta, Norway, Luxembourg, Liechtenstein, Portugal, Poland, Spain, Slovakia, Slovenia, Sweden, and Switzerland, must have Schengen travel insurance or health insurance in addition to a Schengen visa. It provides services such as repatriation, 24-hour help, third-party responsibility, death, and permanent disability, among others.

Features and Advantages

  1. A free international SIM card is available.

  2. Offers a EUR 30,000 minimum sum covered.

  3. Online travel insurance coverage instantaneous and hassle-free claim settlement

  4. Offers a 30-day extension for medical evacuation and a seven-day extension for common carrier delays.

Reliance Travel Care Student Plan policy

Students traveling overseas to continue their higher education can benefit from comprehensive Student Travel Insurance coverage that provides financial and medical help. While studying in a foreign location, students may suffer crises or other financial difficulties, and comprehensive travel insurance coverage allows them to continue their studies without worry. These options are available to students who are currently pursuing their studies overseas or who plan to do so in the future. The insurance coverage is available for the duration of the course.

Features and Advantages

  1. Reliance General offers student travel insurance that needs no documentation and has a low price.

  2. The travel insurance policies are adaptable to the needs of the students.

  3. This student travel insurance package includes features such as sponsor protection, compassionate visit benefits, study disruption coverage, and jail bonds.

  4. A medical examination is not required prior to the granting of an insurance policy.

  5. Other advantages of Reliance General student travel insurance include hassle-free settlement, a quick disbursal process, and a variety of insurance coverage durations ranging from one to two years.

Reliance travel Care Annual Multi-Trip Plan Policy

It is advised to get an annual multi-trip insurance package if you go overseas frequently in a single financial year.

Features and Advantages

  1. There will be no paperwork and a medical examination.

  2. Trips are covered for a period of 365 days.

  3. Hospitalization without spending any money

  4. Expenses incurred as a result of lost passports or checked luggage are covered.

  5. Coverage for flights that are cancelled, delayed, or missed.

  6. Pre-existing conditions are covered in the event of a life-threatening crisis.

  7. Your claims will be settled quickly and without difficulty.

Reliance Travel Care Senior Citizen Plan Policy

We understand that traveling with our loved ones who are old might be dangerous at times. Reliance Senior Citizen Travel Insurance Plan, on the other hand, will alleviate all of your concerns and provide pleasant and stress-free travel.

Features and Advantages

  1. Coverage for lost or stolen baggage is available.

  2. Pre-existing disease coverage is available in the event of life-threatening medical issues.

  3. Free international SIM card is available.

  4. Claim settlement is simple and speedy.

  5. Provides coverage for airline delays of more than 12 hours and connecting flights of more than 3 hours, as well as cashless hospitalisation everywhere over the world.

Eligibility Criteria of Reliance Travel Insurance Policies

  • Family/International Travel Insurance – These policies cover two people up to the age of 60, as well as two children up to the age of 21. With family travel insurance coverage, floater benefits are also offered.

  • Student Travel Insurance – Most policies cover students aged 16 to 35/40 who have enrolled in a foreign higher education institution. Existing Indian students studying overseas are also eligible for these benefits.

  • Senior Citizen Travel Insurance – When purchasing a Senior Citizen travel insurance coverage, seniors up to the age of 85 are not obliged to undertake any medical exams.

  • Adults up to the age of 70 and new-borns over the age of 90 days are eligible for Schengen travel insurance. The objective of the trip should be for business or pleasure


  1. Teeth anaesthetic treatment in an emergency

  2. The cost of getting a new passport or a duplicate passport

  3. Compensation for death or permanent disability caused by an accident while traveling in a common carrier as a passenger.

  4. Return ticket cost reimbursement for a family member visiting you

  5. Expenses for emergency medical treatment incurred by you or a member of your family when traveling abroad

  6. Expenses incurred if you miss a connecting flight because of a three-hour delay.

  7. In the event of an emergency, the facility can give you with cash.

  8. During the journey, there was an unintentional bodily harm.

  9. Expenses for a medical evacuation to India were incurred as a result of an emergency.

  10. Expenses incurred if a journey is cancelled or disrupted as a result of airline, medical, personal employment, or natural calamities.

  11. Expenses incurred in transporting the insured’s mortal remains back to his or her native country or to a foreign burial

  12. Expenses incurred if a flight is delayed for more than 12 hours owing to an airline malfunction.

  13. Insuring your home against break-ins

  14. Allowance for distress in the event of a hijacking

  15. A common carrier has lost all of your checked bags.


  1. Pre-existing medical issues are not allowed unless they are life-threatening.

  2. Expenses associated with anxiety, alcohol, self-inflicted injuries, HIV/AIDS, venereal illnesses, stress, and depression.

  3. The expenditures incurred will not be paid if you are on a waiting list for a specific therapy, have been given a fatal prognosis for a medical condition, are traveling to obtain treatment overseas, or are traveling against the recommendation of a physician.

  4. When a passport is left unattended or unreported to local police, it is lost or stolen.

  5. In the country where you are traveling, there is a nuclear danger or a war.

  6. In the event that checked luggage is lost, no partial damage or loss will be compensated.

Some Important Benefits of reliance Travel Insurance

  1. Coverage for up to 6 months, with the option to extend it for another 6 months.

  2. Up to the age of 80, senior individuals are not required to get a medical examination.

  3. For up to 70 years of age, it covers declared pre-existing conditions under life-threatening disorders.

  4. Reliance travel insurance offers cashless hospitalization services all over the world, as well as 24-hour emergency help.

  5. Schengen and Asia travel insurance plans are examples of customized travel insurance policies that are tailored to the destination country.

  6. Reliance General Insurance’s travel insurance products require no documentation.

Customer Care Details

  1. Details of the National Toll-Free Number: 1800 209 5522

  2. Landline for Claims: +91 22 6734 7844

  3. FAX: +91 22 6734 7888

Claim Process of Reliance Travel Insurance

The insured should notify Reliance of the claim within 24 hours of its occurrence, either by calling the toll-free number or via an email. Reliance General must be notified in order to use the cashless service. Please phone the numbers listed below to take advantage of the international cashless option. Claim notification should be done by correctly filling out the claim form with accurate information and the required documentation.

When filing a claim with the company’s claim team, the following information should be provided:

  1. Name, contact information, and insurance information for the insured.

  2. The incident’s nature

  3. The incident’s date and time

  4. The event occurred in this location.

The Claim Process requires the Following Documents

Expenses for medical and emergency care

  • Signature of the surgeon on the claim form

  • A copy of your travel insurance

  • Report from the doctor

  • Admission/discharge card in its original form

  • Original invoices, receipts, and prescriptions

  • Original X-rays, pathological reports, and investigative reports

  • Passport/visa photocopy with entrance and departure stamps

Baggage Mistakes

  • Form for submitting claims

  • A copy of your travel insurance

  • Baggage tag duplicates

  • Copies of contact with airline officials or others regarding checked luggage loss

  • Report on Property Irregularities (obtained from Airline)

  • If any compensation was obtained from airlines or other authorities, please provide details.

Baggage Hold-Up

  • Form for submitting claims

  • a copy of your travel insurance

  • Baggage tag duplicates

  • Property Irregularity Report copies of communication with airline authorities certifying the delay (obtained from Airline)

  • Original bills, receipts, and invoices for costs and purchases made during the delay period.

Passport Stolen

  • Form for submitting claims

  • A copy of your travel insurance

  • A duplicate of your new passport

  • A copy of your old passport (if available)

  • Original bills/invoices for the costs of acquiring a new passport.

  • FIR/Police Report Copies

Trip cancellation/Rescheduling/interruption/missed connection

  • Form for submitting claims

  • A copy of your travel insurance

  • Confirmation from the airlines, stating the scheduled arrival time as well as the actual arrival time.

  • Copies of letters from the airline authorities attesting to the delay

  • If the journey is cancelled or stopped due to medical reasons, medical records and doctor’s declarations are required.

  • If your vacation is canceled or stopped due to work, you will get a termination notice from the firm.

  • If the delay is due to any other covered circumstances, a police record proving the incidence is required.

  • Original tickets for the insured and a traveling companion showing travel to the same location on the same dates in the event of cancellation or interruption due to a traveling companion’s illness, accident, or death.

Personal Responsibility

  • Copy of your travel insurance claim form

  • A lengthy statement describing the situation in detail

  • Statements of witnesses

  • Any additional documents related to the occurrence, such as summonses, legal notices, and so on.

  • Any more information you’d want to share with us is welcome.


  • Form for submitting claims

  • a copy of your travel insurance

  • In writing, a complete account of the occurrences is given (copy of Passenger List etc.)

Accidental Death with a Ticket/Boarding Pass

  • Form for submitting claims

  • a copy of your travel insurance

  • Certificate of Death in Original

  • FIR copy, police inquest report, and coroner’s report

  • A copy of the post-mortem report is attached.

Case of Dismemberment

  • Form for submitting claims

  • a copy of your travel insurance

  • a copy of the treatment documents, as well as a copy of the FIR, the police inquest report, and the coroner’s report

Assistance with Financial Emergencies

  • Form for submitting claims

  • a copy of your travel insurance

  • Date of the accident

  • Bail Bond Copy of FIR/Police Report

Sponsorship Security

  • Copy of your travel insurance claim form

  • a comprehensive statement

  • Medical records or a doctor’s statement detailing the sponsor’s facts, as well as the sponsor’s cause of death certificate


Q1. What are the contingencies that is excluded by my policy?

Ans – The following are some of the things that your policy does not cover. Some of the things that your coverage does not cover are listed below:

a. Medical expenses such as mental illnesses, HIV/AIDS, venereal infections, anxiety, sadness, stress, and suicide or self-inflicted injuries
b. Expenses incurred if you travel against your doctor’s recommendation or if you have been given a terminal diagnosis.
c. The expenditures paid if you travel overseas to obtain treatment for a medical ailment or are on a medical treatment waiting list will not be covered.
d. In the place where you are going, there may be a war or a nuclear danger.
e. Emergencies resulting from the loss or theft of a passport or luggage item when it is left alone or not reported.

Q2. My claim is regarding delay of baggage. What documents will I be asked to submit while filing a claim?

Ans – You must submit a fully completed claims form along with copies of baggage tags, property irregularity reports obtained from the airlines, copies of communications with airline authorities certifying the baggage delay, and original copies of bills, invoices, and receipts for purchases made during the delay period.

Q3. Can I register a Reliance Travel Insurance claim after returning back to India?

Ans – ​Yes, you must file a claim for your Reliance travel insurance coverage within 30 days after returning to India or within the policy’s expiration date, whichever comes first.

Q4. What are the various modes of premium payment for Reliance travel insurance plans?

Ans – Online payment, smartphone payment, IVR online payment, depositing money at a Reliance branch office, or scheduling a free check pickup are all alternatives for paying your premium with Reliance Travel Insurance.

Q5. Will I get my money back if I cancel my Reliance Travel Insurance Policy?

Ans – If you cancel your insurance before your foreign travel, you will get a full refund after deducting the cancellation fees. Similarly, if you cancel your insurance after your trip dates because you are unable to go, you will be repaid the whole amount less the cancellation fees if proof of non-travel is presented to the insurer. However, if you cancel your insurance after starting your overseas vacation or returning to India early, you will be repaid the amount collected after deducting the used premium and cancellation penalties.

Q6. Will Reliance General Insurance issue more than one travel insurance policy for the same trip?

Ans – No, Reliance General Insurance will provide each person only one travel insurance coverage for their foreign vacation.

Leave a Comment

Your email address will not be published. Required fields are marked *