Edelweiss Two Wheeler Insurance Policy 

Edelweiss general insurance policy provides you with a comprehensive two-wheeler Insurance policy which is mandatory for every vehicle under the motor vehicles act 1988. This policy is a simple and hassle-free process, with less paperwork. This policy provides compensation for expenses that are caused due to third-party liability which include property damage of the third party, injuries of the third party, and even death of the party. It also protects the vehicle from natural calamity, fire, theft, manmade disasters, and any unforeseen circumstances 

Edelweiss insurance company was established in 2008 in Mumbai. Edelweiss insurance company is known for its speed and easy process. Their branches are located in Ahmadabad, Bangalore, Chennai, Goa, Hyderabad, Kolkata, and Pune. They provide services in both online and offline modes. Their vision is to provide claim settlements in a simple way. This company asks for minimum documentation and requires less paperwork. The company values feedback and reviews from customers. In addition, they provide health insurance, car insurance, domestic property insurance, and travel insurance.  

List of best two-wheeler insurance Policy

Property damage under third party insurance 

Third-party two-wheeler which is offered by edelweiss insurance is one of the most popular insurance which is made compulsory after the motor vehicles act. This policy offers compensation against any third party claims which include property damage, injuries of the third party, and even death of the third party. They provide compensation up to lakh. 

Own damage cover 

Edelweiss insurance policy also provides coverage against own damage which is caused due to unforeseen circumstances which include floods, tsunamis, earthquakes, hailstorm, and manmade disasters like burglary, riots, and theft 

Personal accident cover 

Personal accident cover provides you hospitalization expenses which include treatment cost, consultation fee, post-treatment charge, and medicines cost, and surgical expenses up to 15 lakh. 

Edelweiss add on covers 

Zero depreciation cover: 

Zero depreciation cover is an add-on cover in which your car is free from a decrease in cost due to the wear and tear of the car. Zero depreciation cover ensures that you get the full amount including your depreciation amount.  

Invoice value protection 

This add-on value ensures that you get compensation equal to the amount which is written in the invoice while purchasing the bike. This occurs when the bike is stolen. 

Key and locks protection 

In case you have lost your key during an unforeseen circumstance, edelweiss insurance provides you with the same key you have lost 

Roadside assistance 

Road assistance cover includes jumpstarts, breakdown tows, battery replacement, tire changes, fuel assistance, and key cover. 

Personal belongingness protection 

This is a comprehensive policy which is an add-on cover that offers compensation for your personal belongingness lost in your car. 

Engine protection cover 

Engine protection cover offers financial assistance for your vehicle against the damaged engine of your vehicle. 

Advantages of edelweiss bike insurance 

Edelweiss bike insurance has a very large network of 1500 garages across the country which is easily accessible to the citizens and ensures them instant repair in case of any problem which occurs in the vehicle. Edelweiss’s bike insurance policy consists of an excellent digital infrastructure that is easily accessible to all citizens. The website consists of all the latest insurance plans which are available and the claims process. One can post his claims and queries and contact for support.

Edelweiss Two Wheeler Insurance and less paperwork and minimum paperwork compared to the traditional insurance policies which require several documents and verification which causes severe stress and tension to the customers. Edelweiss bike provides a quick and effective response to the customers which ensures satisfaction to the customers. Edelweiss bike insurance provides all-time consumer service that 24×7 service for the customers. This is to ensure safety and reduce tension for the customers. They offer protection in any circumstance which includes death, injury, property damage, and medical expense which no other insurance policy can offer. They complete the verification process in a very efficient and it is very less time-consuming.

Edelweiss bike insurance policy has a wide range of add-on cover, which can be purchased if needed with lifetime benefits. Edelweiss’s Two Wheeler insurance policy has been discounted all the time so that it is beneficial for the customers in any unforeseen circumstances. 

Features of edelweiss Two Wheeler insurance 

Edelweiss Two Wheeler insurance offers a wide range of features; the following consists of the features provided by edelweiss bike insurance 

Zero depreciation cover: depreciation is the cost that is reduced due to the wear and tear of the vehicle. In some cases, the depreciation cost is reduced while paying the compensation amount. But in zero depreciation cover, the depreciation cost is also settled while paying. This is exclusively offered by the edelweiss bike insurance policy. The zero depreciation cover ensures the customer receives the exact amount which is provided in the invoice while purchasing the car. 

Invoice value protection 

The value of your vehicle changes periodically, depending upon the model. The value of your car keeps changing day by day. This year it might be high and next year it might be below. But edelweiss Two Wheeler insurance consists of protection of your invoice value.  This add-on value ensures that you get compensation equal to the amount which is written in the invoice while purchasing the bike. This occurs when the bike is stolen. 

Key and locks protection 

Your key and lock is the main identity for your vehicle without them nothing can be done to your vehicle. But edelweiss’s bike insurance policy offers compensation for your lost key in bad situations. In case you have lost your key during an unforeseen circumstance, edelweiss insurance provides you with the same key you have lost. 

Roadside assistance 

Road assistance cover includes jumpstarts, breakdown tows, battery replacement, tire changes, fuel assistance, and key cover. 

Personal belongingness protection 

This is a comprehensive policy which is an add-on cover that offers compensation for your personal belongingness lost in your car. 

Engine protection  

Engine protection cover offers financial assistance for your vehicle against the damaged engine of your vehicle. 

Third-party claims insurance: This protects us from claims which are raised from the third party due to property damage, injury, and even death of the third party. 

Coverage of edelweiss bike insurance policy 

Own damage cover  

This policy consists of its own damage cover, which provides compensation for damage caused due to natural disasters like floods, earthquakes, storms, cyclones, hurricanes, and hailstorms. They provide coverage for even manmade disasters, like burglary, theft, vandalism, and riots. 

Third-party liability 

This feature provides coverage of compensation for the third party. Third-party coverage includes compensation of damage that is caused due to property damage, injury of the third party, and death of the third party. 

Personal accident cover 

Personal accident cover provides compensation for our personal use. Which provide funds for our treatment cost, pharmaceutical expense, treatment of family members who also met with an accident, physiotherapy fee, consolation fee, post-treatment charge, pre-treatment charge, and hospital room rent expenses. 

Exclusions of edelweiss bike insurance policy 

Though edelweiss Two Wheeler insurance has a comprehensive insurance policy, due to certain restrictions they have certain exclusions for the customer. Edelweiss bike insurance has certain exclusions in their policy. The damage which is caused due to self-injury like suicide is not included in this. If the driver does not have a valid driving license, then this policy cannot be availed. If the accident occurs due to the driver who is under the influence of alcohol and influence of drugs, he is not eligible for the policy. If an accident arises due to the negligence of the driver, this policy cannot be sustained. This policy is for only personal purposes and not any other commercial purpose like testing, racing, and hiring. If the accident occurs outside the geographical limits of India, this cannot be valid. If the damage is caused due to a nuclear reaction edelweiss Two Wheeler insurance cannot be insured. 

Claims process of edelweiss bike insurance 

For the claims process, the customer should communicate to the nearby branch office, through SMS, phone call, and email. You need to call the toll-free number 1800 212 1212 or contact through mail [email protected]. After the claim is issued the survey inspector comes and checks how the claim is. Estimation of repairs is also done in this process. For repair, you can take your vehicle to the nearby network garage, and repair the vehicle. The repair is completely cashless.  You must submit several documents and after which the claim is settled by the branch office. If the person is severely injured he can admit them to the nearby hospital. In case of theft or a major accident, FIR should be filed in the nearby police station. Your vehicle should be towed to the nearby garage. The following documents should be submitted. Which consists of a duly signed claim form, valid driving license, FIR, valid registration certificate, policy document, and invoice receipt. Claims are resolved very efficiently and quickly in edelweiss Two Wheeler insurance. 

Discounts offered by edelweiss insurance 

No claims bonus is offered by edelweiss Two Wheeler insurance if the customer does not raise any claim for the period of three years. This policy is a cumulative benefit that is it keeps on increasing as the number of no claim years keep increasing. Initially, edelweiss bike insurance offers a 20% off discount which keeps increasing as the number of years keeps increasing. 

Long-term policy discounts can be availed if you are a part of edelweiss insurance for a long period of time. You can avail of various benefits if your membership period keeps on increasing day by day along with additional discounts. 

Edelweiss bike insurance contact details 

You can contact edelweiss bike insurance any time they are available 24×7 to listen to your queries and claims. You can call this through toll-free number 1800 212 1212. You can visit the website and click on the branch locator, so you can easily find the office of edelweiss Two Wheeler insurance visit it. You can even mail your queries through [email protected]. In case of product information and policy renewal, you can post your queries through the form which is available on the website, by filling in the form with your name, car model number, and renewal period. 

FAQ’s of edelweiss bike insurance